Venting
Ok I need to vent about something for a moment.... bear with me.
Everybody remember the 90's? The "Tech Boom" ? When dozens, if not hundreds, of companies were born as a direct result of growing technology.
Does everyone know what that little "e" stands for in the front of all these modern expressions (e-mail, e-commerce etc.)?... Yes of course, ELECTRONIC.
Now does everyone know what the term "trade" means.... at least in the business world? i.e. to "trade stocks" and the like. I'll over-simplify with this definition-- "the exchange of money". It's obviously more complicated than that, but let's just stick to raw basics here... you'll understand why in a moment.
Now there's a company--a very large one--that was founded not only during the time of aforementioned tech boom, but on the very principle of aforementioned technology! In fact, it even chose a name that might cause you to expect it would be the POSTER CHILD of it's genre. I am speaking of a company called "E-TRADE" or "E-TRADE FINANCIAL".
It's name, by the simple and logical kindergarten formula I gave at the beginning of this post would very simply mean "the electronic exchange of money".
Ok here comes the vent part. Hopefully this isn't too much info, but I'm in some debt. In fact, I belong to one of those "debt consolidation" programs. I pay (electronically) a company every month a lump sum and they distribute and disperse the funds to my creditors. I currently am paying off 2 Visa cards. No one just has a Visa anymore, its always some bank with the Visa logo in the corner. Well, one of my cards is owned by Chase Bank, the other by E-Trade Financial.
I recently was contacted by etrade claiming that I was dilinquent on a payment. I immediately contacted my consolidation company and they told me the money was dispursed on November 8th. Chase posted my payment on the 9th and E-Trade claimed they never received it.
I then found out that Chase accepts electronic payments, hence the expiditious transaction and posting. I also then found out that a paper check was mailed via the United States Postal Service to E-Trade Financial. The check was lost somewhere (I am betting it is on etrade's desk full of paper checks somewhere) and this was the reason I was being called dilinquent.
Go ahead, do the kindergarten math... ETRADE FINANCIAL BANK DOES NOT ACCEPT ELECTRONIC PAYMENTS. When I questioned this mind-numbing logic, I was told it was for "my protection"... well don't I feel safe now.
Seriously... chew on that for a while. E-Trade Financial DOES....NOT.... accept.... ELECTRONIC.... PAYMENTS. And they lost my paper check...... for my protection..... I think it might rain frogs.
Everybody remember the 90's? The "Tech Boom" ? When dozens, if not hundreds, of companies were born as a direct result of growing technology.
Does everyone know what that little "e" stands for in the front of all these modern expressions (e-mail, e-commerce etc.)?... Yes of course, ELECTRONIC.
Now does everyone know what the term "trade" means.... at least in the business world? i.e. to "trade stocks" and the like. I'll over-simplify with this definition-- "the exchange of money". It's obviously more complicated than that, but let's just stick to raw basics here... you'll understand why in a moment.
Now there's a company--a very large one--that was founded not only during the time of aforementioned tech boom, but on the very principle of aforementioned technology! In fact, it even chose a name that might cause you to expect it would be the POSTER CHILD of it's genre. I am speaking of a company called "E-TRADE" or "E-TRADE FINANCIAL".
It's name, by the simple and logical kindergarten formula I gave at the beginning of this post would very simply mean "the electronic exchange of money".
Ok here comes the vent part. Hopefully this isn't too much info, but I'm in some debt. In fact, I belong to one of those "debt consolidation" programs. I pay (electronically) a company every month a lump sum and they distribute and disperse the funds to my creditors. I currently am paying off 2 Visa cards. No one just has a Visa anymore, its always some bank with the Visa logo in the corner. Well, one of my cards is owned by Chase Bank, the other by E-Trade Financial.
I recently was contacted by etrade claiming that I was dilinquent on a payment. I immediately contacted my consolidation company and they told me the money was dispursed on November 8th. Chase posted my payment on the 9th and E-Trade claimed they never received it.
I then found out that Chase accepts electronic payments, hence the expiditious transaction and posting. I also then found out that a paper check was mailed via the United States Postal Service to E-Trade Financial. The check was lost somewhere (I am betting it is on etrade's desk full of paper checks somewhere) and this was the reason I was being called dilinquent.
Go ahead, do the kindergarten math... ETRADE FINANCIAL BANK DOES NOT ACCEPT ELECTRONIC PAYMENTS. When I questioned this mind-numbing logic, I was told it was for "my protection"... well don't I feel safe now.
Seriously... chew on that for a while. E-Trade Financial DOES....NOT.... accept.... ELECTRONIC.... PAYMENTS. And they lost my paper check...... for my protection..... I think it might rain frogs.
posted by Your Massage Therapist at 7:54 PM
3 Comments:
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